Capital Advisory
Finding the right capital mix for growth, resilience and control.
Finance entrepreneur · Strategic advisor
Capital should
create possibility.
I help ambitious businesses make clearer financial decisions, access the right capital and build for enduring growth.
Pune, India · Working with businesses across India
20+Years in finance
300+Businesses advised
2010Prachay’s journey began
01 / Perspective
Finance is never just about numbers. It is about seeing the business behind them—and designing a path that lets its potential move forward.
Girish
Founder, Prachay Group
About Girish
A finance mind.
An entrepreneur’s instinct.
“Clarity builds conviction. Conviction builds businesses.”
Chartered Accountant
Former Citibank professional
IIM Bangalore executive alumnus
Girish Lakhotiya is a first-generation finance entrepreneur with over two decades of experience helping promoters and businesses navigate defining financial decisions.
A Chartered Accountant by qualification, Girish began his career with Citibank before taking the entrepreneurial path. He founded Prachay with a simple conviction: businesses deserve financial advice that combines technical depth with commercial reality.
His work spans capital advisory, project finance, valuations, structured finance and strategy—always grounded in a practical understanding of how businesses grow.
Explore the ventureThe flagship venture
Prachay®
Strategic finance for businesses
ready for their next chapter.
Prachay Advisors Private Limited
Where sound capital meets business ambition.
Since 2010, Prachay has partnered with entrepreneurs and enterprises on capital strategy, debt syndication, structured finance, NBFC financing and equity solutions.
Partner with PrachayCapital advisory
Debt syndication
Structured finance
Equity solutions
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Areas of expertise
Complex finance,
made actionable.
From the first strategic question to the final transaction, every engagement is built around fit, clarity and long-term value.
Structured Finance
Designing thoughtful financing structures for complex business needs.
Debt Syndication
Connecting credible businesses with suitable institutional lenders.
Valuation & Strategy
Translating numbers into a sharper view of enterprise value and direction.
Project Finance
Building bankable financial plans from feasibility through execution.
Notes on money & enterprise
Ideas worth
thinking about.
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Choosing your first bond: begin with what can go wrong.
Read the perspectiveWhy growing businesses need a capital strategy—not just capital.
Read articleCredit ratings are a starting point, not the whole answer.
Read articleWhat changing attitudes to wealth tell us about modern India.
Read articleMedia & recognition
Recognised among
India’s Most Valuable
Consulting Companies
2022
Start a conversation
Let’s make your
next move count.
Whether you are navigating growth, planning a transaction or looking for a clearer capital strategy, let’s talk.